Terms of Service

1. Introduction

By accessing or using this website, any of its pages and/or any of the services referenced herein, you accept and agree to be bound by the Terms of Service set forth below.

2. Arbitration Agreement and Waiver of Right to Bring Collective Action

You and Kaarbi agree to final and binding arbitration of all Claims before the American Arbitration Association pursuant to the written Arbitration Agreement. PLEASE READ THE ARBITRATION AGREEMENT CAREFULLY. IT AFFECTS YOUR RIGHTS, AND THOSE TO WHOM YOU PROVIDE ACCESS TO YOUR ACCOUNT. THE AGREEMENT TO ARBITRATE ALL CLAIMS IS A CONDITION OF YOUR USE OF THE KAARBI WEBSITE AND/OR ANY OF THE SERVICES REFERENCED HEREIN.

3. Choice of Law

Except as otherwise expressly provided in the Arbitration Agreement, the relationship between you and Kaarbi are governed by the laws of the State of California without regard to its conflict/choice of law provisions.

4. Acceptance of Terms

Kaarbi provides users with an online platform and related services that can be accessed from or through this website (collectively, "Services"). Please carefully read these Terms of Service before using the Services. By accessing or using the Services, including this website, you accept and agree to be bound by these Terms of Service and all applicable laws, rules, and regulations associated with your use of the Services.

If you do not agree to the Terms of Service, you are not authorized to use this website or the Services. These Terms of Service also apply to any co-branded or framed version of this website.

5. User Conduct

You are authorized by Kaarbi to access and use the Services, including the information on this website, solely for your personal, non-commercial use provided that you are at least 18 years of age. The information and materials displayed on this website may not otherwise be copied, transmitted, displayed, distributed, downloaded, licensed, modified, published, posted, reproduced, used, sold, transmitted, used to create a derivative work, or otherwise used for commercial or public purposes without Kaarbi's express prior written consent.

6. Electronic Records and Signatures

You are hereby informed that: (i) you may receive records or provide your signature on paper or in a non-electronic form, and (ii) you may withdraw your consent to have records provided or made available in an electronic form. Your consent to receive records and provide your signature electronically applies to all records and transactions with Kaarbi.

7. Communications

You acknowledge that telephone calls to or from Kaarbi may be monitored and recorded and you agree to such monitoring and recording. You verify that any contact information provided to Kaarbi, including your name, mailing address, email address, and telephone number, is true and accurate.

8. Privacy

Kaarbi is committed to respecting your privacy and protecting your personally identifiable information. Our data collection and use practices are subject to the Kaarbi Privacy Policy. You understand that through your use of the Services, you consent to the collection and use of this information.

9. Services

All information provided on this website is for informational purposes only. Kaarbi provides a platform for users to access various services and information. We do not guarantee the accuracy, completeness, or reliability of any information provided through our Services.

10. No Commercial Use of Services

You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion or use of, or access to, the Services.

11. Right to Deny Access and to Modify the Services

Kaarbi reserves the right to deny use of, or access to, the Services to you and/or anyone for any or no reason. Kaarbi also reserves the right at any time and from time-to-time to modify or discontinue, temporarily or permanently, the Services with or without notice.

12. Indemnification

You will indemnify, defend and hold harmless Kaarbi and its subsidiaries, affiliates, partners, officers, directors, employees, and agents from all claims that arise out of or in connection with a breach of these Terms of Service, use of the Services, and/or any violation of law and/or the rights of any third party.

13. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TIMELINESS, AND NONINFRINGEMENT.

14. Limitation of Liability

IN NO EVENT SHALL KAARBI BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF, OR IN CONNECTION WITH THE SERVICES.

15. Intellectual Property

You agree that all of Kaarbi's trademarks, trade names, service marks, logos, brand features, and product and Service names are trademarks and the property of Kaarbi. The Services contain proprietary information protected by applicable intellectual property and other laws.

16. General Information

These Terms of Service may be amended from time to time without notice in Kaarbi's sole discretion. Any changes to the Terms of Service will be effective immediately upon the posting of the revised Terms of Service on this website.